Tag Archives: mortgage lending

Looking to Sell Your Home? Get Financially Fit.

If you’re planning to sell your home, you want to make your next move a fit for your life. A financially smart decision. The home of your dreams, but with a sound financial plan in place. Now is the time … Continue reading

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Mortgage Qualification. What You Should Know.

If you’re in the market to buy a home, you are likely aware that the financial crisis a few years ago has led to changes in qualifying for a mortgage. As a result to the downturn in the economy, mortgage … Continue reading

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What IS Title Insurance?

Do you ever wonder what it is that we do over here at Rowland Title? Well, it is our job to protect home buyers when buying a home. For example, as a homeowner, you have the option of two types … Continue reading

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Housing Trends for 2015.

According to a recent article released by realtor.com, 2015 will be a promising year for the real estate market. Here’s a quick review of anticipated market trends: The Increase of Mortgage Rates. As the economy rebounds from the recession of … Continue reading

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Community Banks for Mortgage Loans.

If you’ve been considering purchasing a home, but have been turned down for a mortgage by a mainstream bank, you’re not alone. Given the strict rules of buying a home these days, lenders look at credit scores, income, loan-to-debt ratios … Continue reading

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Home Buying Loan Approvals 101.

Qualifying for a mortgage has changed significantly over the years. After the financial crisis, mortgage lenders tightened their belts on approving home loans. That said, there are now government-backed programs for first-time home buyers with subprime credit scores to get mortgage insured … Continue reading

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Baby Boomers and Mortgage Debt.

More and more older Americans are carrying mortgage debt than ever before. This not only delays their retirement, but also slows spending habits among these baby boomers. According to date from the Consumer Financial Protection Bureau, almost a third of … Continue reading

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