Tag Archives: home buying
Buying a Home in 2015?
Are you looking to buy a new home in 2015? At Rowland Title, we understand that buying a home is the biggest investment you’ll make. We pride ourselves on protecting your investment by facilitating all of the details related to … Continue reading →
Home Buying Loan Approvals 101.
Qualifying for a mortgage has changed significantly over the years. After the financial crisis, mortgage lenders tightened their belts on approving home loans. That said, there are now government-backed programs for first-time home buyers with subprime credit scores to get mortgage insured … Continue reading →
A Title Company. What Do We Do?
When you’re looking to buy a home, it is our job, as your title company, to research the property you’re looking to buy to provide a clear history of its ownership. We examine the title, look for any liens or … Continue reading →
We Have You Protected. Read On.
At Rowland Title, we understand that buying a home is the biggest investment you’ll make. And, we make it our job to protect your investment by facilitating all of the details related to title insurance and services. Title insurance protects … Continue reading →
Tips for Fall Home Maintenance!
Well, this weekend makes for a great time to do some Fall cleanup around your home! Get ready for the cooler temps that are around the corner. Here are some tips to get you started: –Clean gutters and downspouts. Check … Continue reading →
Is Buying Homes with Cash Nearing Its End?
The industry is seeing its lowest share of cash sales since August of 2008. Is the era of buying homes with cash ending? Falling 35.9% from July 2013, cash sales only made up 32.9% of total home sales in July … Continue reading →
Custom Home Built on the Wrong Lot. Really?
Did you hear about this story in Florida? Missouri residents, Mark and Brenda Voss, own a lot in a gated resort community called Ocean Hammock in Ormond Beach, Florida. Six months after working with a builder to construct their large custom … Continue reading →
Baby Boomers and Mortgage Debt.
More and more older Americans are carrying mortgage debt than ever before. This not only delays their retirement, but also slows spending habits among these baby boomers. According to date from the Consumer Financial Protection Bureau, almost a third of … Continue reading →
Considering Buying A Home? Get Things In Order.
Before you begin to dig into the experience of buying a piece of real estate, here are some things to do to get in “financial shape” for the transaction. Set your timeframe and goals. What are your goals with the … Continue reading →
Community Banks. A Mortgage Loan Option.
If you’ve been considering purchasing a home, but have been turned down for a mortgage by a mainstream bank, you’re not alone. Given the strict rules of buying a home nowadays, lenders look at credit scores, income, loan-to-debt ratios and … Continue reading →